MICR Encoding

A brief rundown of MICR encoding

MICR lines consist of a series of digits along with 6 additional symbols that do not necessarily have representation in the Unicode character set. These symbols are the transit symbol, the on-us symbol, the amount symbol, the dash symbol, the space symbol and the error symbol. Unfortunately, there is not a single standard for representing these symbols; as a result, multiple encodings have become common. ACHeck21 Micro supports the 2 most common of these formats: TOAD and bcd-encoding. Below shows the details of these 2 encodings:

58

Transit/Routing
TOAD: T
BCD: d

86

On-Us/DDA
TOAD: O
BCD: C

63

Amount
TOAD: A
BCD: B

66

Dash
TOAD: D
BSD: -

NameTOADBCD
Space" "" "
Error!!

All MICR lines are stored internally by Micro in the bcd format.